If it is your wish to have an estate or apply for a credit from the Institute of the National Housing Fund for Workers (Infonavit), to buy a home just six months after you are contributing, the ideal thing is to know and verify the bimonthly employer contributions that you have, those contributed by the company for which you works.
In this regard, Infonavit recalled what are the steps to know how much has been accumulated in your account and to be able to access financing. And it is that the rightful holder must know his score in order to be able to credit and be authorized that credit.
How to consult employers' contributions?
*The interested party must enter My Infonavit Account.
*You will then need to pre-qualify to know the points you have. It must be remembered that the Institute requires a thousand 80 points to be able to accredit or achieve a credit.
If you are not registered in My Infonavit Account, then you must have at hand all 11 digits of your Social Security Number (NSS), the 18 characters of your Unique Population Registration Key (CURP) and your Federal Taxpayer Register (RFC) with homoclave, which consists of 13 digits.
You will also need to enter your email and mobile phone number, as well as accept the terms and conditions for your registration to be ready.
For its part, a few days ago Infonavit granted a new opportunity to farm its own house and access assets through the new “Crediterreno” program, financing that will be granted thanks to the reform of the Law approved in 2020.
The launch takes place within the framework of the 50th anniversary of the Institute with the aim of opening the gap of opportunity for more right-holders who seek to build. With this, people will be able to purchase a space to farm their home as they prefer.
However, Infonavit recalled that the field must have all the necessary infrastructure and services to enable stakeholders to carry out the process and meet their needs.
To authorize it, the right holders must present the title of individual property free of encumbrance, as well as proof of alignment, appraisal, official land number, technical opinion of the property and the official document accrediting the use of residential or mixed land.
According to Infonavit, the objective is to meet the historical demand of the working class, since authorized persons will be able to buy land to build their house according to their preferences or needs.
What is the score to access Crediterreno? According to Infonavit, in this case the option for this financing is 980 points and not the 1080 points that are normally requested to authorize any other credit.
The good news is that those interested will have a bonus in points; however, it will be allocated depending on the age at which the land is purchased. For example, there will be some states with higher demand for land, where a higher score can be awarded.
It should be remembered that with the new reform of the Infonavit law, the beneficiaries will be able to access credit in total freedom, directly and without intermediaries. There are even those who can use the resources accumulated in the Housing Subaccount to apply for financing.
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