How to choose the best Afore? This is one of the most important questions that every worker should consider, since it is the safekeeping of his resources for the future life, that is, the money that will be given at retirement, either in the form of a pension or in a single exhibition.
The Retirement Fund Managers (Afore) keep the savings of workers throughout their working lives and according to the National Commission of the Retirement Savings System (Consar) “select well suits you”.
In addition, according to Consar, one of the important points to be considered is yields, since “returns generate more returns”. However, there are other elements that you will need to consider when making the best decision.
It is estimated that choosing an Afore with high returns and low commissions, rather than an administrator with low returns and high commissions, may, in the long term, result in a pension of 25 to 30% May or less, respectively.
In this regard, we will reveal what are the three aspects that must be taken into account during the selection, and they are:
*Returns it grants.- This is the percentage of profit that will be generated by the administrator's investments.
*Commission charge.- This is the amount paid for the administration, safekeeping and investment service of the resources of your individual account.
*Services it offers.- It focuses on the quality of information, the efficiency of the different procedures and proximity of the branches.
On the other hand, it will be necessary to remember that voluntary savings are important to make it to inflate resources and receive a larger pension in the future.
In addition, Consar assured that paying an extra to your account voluntarily also has its advantages, some of which are:
*Generates high performances.- They will be superior to those of any other saving alternative.
*Tax benefits.- When making voluntary savings, taxes may be deducted when making the annual tax return.
*Flexibility.- Anyone can do it according to their possibilities.
*Facility.- It can be done from home or at the nearest establishment.
*Security.- The investment will be safe because the Afores are supervised by Consar.
*Availability of resources.- They can be withdrawn at any time.
*Best pension.- It will increase the balance of your individual account to increase the amount of the pension.
To date, there are at least 10 administrators in Mexico, of which eight are private, one public and one more between the government and private.
It will be important to detail that all people should know the administrator who safeguards their resources, and that they can be changed if they so wish. The ideal is to appear at the Afore where you belong to clear all your doubts.
KEEP READING
Últimas Noticias
Debanhi Escobar: they secured the motel where she was found lifeless in a cistern
Members of the Specialized Prosecutor's Office in Nuevo León secured the Nueva Castilla Motel as part of the investigations into the case
The oldest person in the world died at the age of 119
Kane Tanaka lived in Japan. She was born six months earlier than George Orwell, the same year that the Wright brothers first flew, and Marie Curie became the first woman to win a Nobel Prize
Macabre find in CDMX: they left a body bagged and tied in a taxi
The body was left in the back seats of the car. It was covered with black bags and tied with industrial tape
The eagles of America will face Manchester City in a duel of legends. Here are the details
The top Mexican football champion will play a match with Pep Guardiola's squad in the Lone Star Cup
Why is it good to bring dogs out to know the world when they are puppies
A so-called protection against the spread of diseases threatens the integral development of dogs
