If you have to be absent from work due to any medical issue, such as an accident, illness or maternity, you must apply for a disability with the Mexican Social Security Institute (IMSS). When making this request, the institution will issue a certificate of disability that will have the purpose of justifying the worker's absence from his activities according to the days required for his recovery.
It should be remembered that subsidy payments will only be valid in the following cases and based on the following percentages:
- General illness: 100% of the salary recorded in the IMSS at the beginning of the disability
- Occupational hazards: 60%
- Maternity: 100% at the beginning of the 34th week of gestation and will be for the total number of days covered by the document
In order to apply for disability, workers must meet these requirements and present them at the IMSS windows in original format:
1. Official identification. It can be a credential to vote, a valid passport, a professional ID or a military service card.
2. Document containing the Social Security Number (NSS) of the worker. It can be Afore, national health card or high employer.
3. Bank statement that includes the 18-digit interbank CLABE of the policyholder. This document will only be accepted as long as the delivery time is not longer than three months and contains the name of the insured person.
4. Request for Registration and Modification of Payment in Bank Account (PDF)
5. The IMSS suggests on its website that images be scanned with a scanner. In case of attaching photos, verify that they are legible with a good resolution, well focused (not moved), without flash only in abundant natural light.
To carry out the procedure, interested parties must enter this link and enter your RFC with homoclave, as well as the files of your e.firma or FIEL, which must be valid before the Tax Administration Service (SAT).
In cases where you decide to register this service through the email provided by your Delegation, you need to attach the documents previously indicated to the following request.
The payment of the disability will be made on the third working day after the document is issued at the window of the bank authorized for the payment of subsidies in your institution, presenting the original and copy of the unique certificate of disability, as well as the valid official identification with photograph.
It should be remembered that the payment can also be received directly on your payroll receipt if the company where you work has concluded the “Payment Agreement” with the IMSS. The original of the “copy - pattern” of your disability must be delivered to the Human Resources area of your workplace,
In the event that you have become unemployed or have decided to start collecting income independently, the Mexican Social Security Institute (IMSS) offers an option for self-employed persons, those who work in the informal sector or who have recently stopped working for a company or employer, can access the services it offers. However, those who are interested must make an annual advance payment.
The fees for accessing the service are as follows:
- From 0 to 19 years old: 6,200 pesos per year
- From 20 to 29 years old: 7,650 pesos per year
- From 30 to 39 years old: 8 thousand 250 pesos per year
- From 40 to 49 years old: 9,550 pesos per year
- From 50 to 59 years old: 9,950 pesos per year
- From 60 to 69 years old: 13 thousand 800 pesos per year
- From 70 to 79 years old: 14,350 pesos per year
- 80 years and older: 14 thousand 850 pesos per year
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